Every mortgage calculator I could find couldn't answer most relevant questions. Is it better to put more down or invest the money? When is buying points worth it? Do mortgages affect your taxes? Are VA fees justified? So I put together https://realratecalculator.com/ to quickly find out.
This is all very alpha-quality proof of concept and not polished or reliable or audited or secure against many threat models, but it could be if refined enough. I hope it inspires people to embed censorship and metadata security everywhere. Let me know if you want the full code