Every mortgage calculator I could find couldn't answer most relevant questions. Is it better to put more down or invest the money? When is buying points worth it? Do mortgages affect your taxes? Are VA fees justified? So I put together https://realratecalculator.com/ to quickly find out.
Another big issue with secure chat apps is the fact that for those in greatest danger, like dissidents in oppressive regimes, even having one on your device is suspicious and may be enough to be persecuted. Visiting a mortgage calculator site though is far less suspicious.